But so Roger has a qualifier which sticks to him with the skin and which because its loss: the flambor. He never deprived himself of nothing and for him, to appear it is an essential thing, especially in the current society. Cellphones very last thing, clothing of mark, beautiful car, holidays of dreams, Roger has all the elements of an ostentatious life. However, Roger is rich only on the intellectual level. Coming from a completely banal medium, it has ideas that it knew to sell but its standard of living is undoubtedly too high for him. All these richnesses which it spreads out and this exciting way of life that it carries out and which he assumes do not come unfortunately from its own finances, which constitute only one negligible share of all that. The remainder is financed by the consumer credits which the financial institutions propose with those which need an immediate financing for a project. Roger did not know to manage these offers; these appropriations are proposed as an assistance with consumption to allow people less easy to be able all the same to consume; unfortunately, that exceeded the limits of reasonable for him and is found in a critical situation. Thousands of euros to be refunded near seven different houses of appropriations. Its only richness, i.e. its apartment, inherited an uncle risks of him to be withdrawn if it does not manage to pay his debts. The ostentatious life that it carried out is not any more that one to remember because for almost a year, its life has become a nightmare. Previously, it took appropriations to be able to refund other appropriations while carrying out its life of prince. The infernal spiral made its effect and Roger found himself with the foot of the wall. Its situation, at the edge of the pit, more enabled him to contract new appropriations. Obliged to sell the goods which carried out it in this bottom of bag to be able to refund, it lost taste with the life and leant day after day towards a serious depression. Of course its work was seen affected by all these problems; fortunately, its owner always believed in him and just decreased his rate/rhythm of work without to return it all while advising it to follow a therapy. His/her friends of always did not recognize it any more because of its abominable mine. Roger had taken ten years of age on his face, the tired line drawns and, the concerned air and the eyes lost in the vacuum, nearer to the suicide than of any hope. They are these same friends who saved Roger and the word is not strong whole. When one spoke to him about the solution of repurchase of credit, a bit of hope has flashes back in him. Although he knew very well the banks and other houses of credit, he had never to think of being made repurchase his appropriations. Of proud nature, Roger surely never wanted to acknowledge with the bankers his extreme unstable situation. But meanwhile, with the problems which marked it so much, Roger changed, it gained in maturity. Its depression enabled him to be called into question, to make an introspection which brought it to conclusions which brought back it to reality. That took time but Roger is a leaf. It is this desire to leave itself there which a banker saw in him when Roger set in motion the procedures to propose his case at the financial institutions in order to repurchase his appropriations to him. “I see in these eyes that it will be left there. Its owner believes in him, his friends also, and me if I had the sum necessary, I would support it personally” It is in these terms that Mr Jean-François Mr., banker, punctuated his defense of the file of Roger in front of the board of directors of the bank at which it made its request. The case of Roger was examined, considered and accepted. It was the beginning of a new life for Roger who found little by little his love of life but which can now appreciate the simple things of the life. Its monthly payments were reduced by 50% and from now on, its wages are sufficient for these needs. Its owner forever regretted having relied on him because Roger forever be also productive; conscious of what it owes with its employer, it is given to C ? ur joy in its work. Gradually, it refunds with the smile and the conscience to have failed to touch the bottom and to even dig still a little more in the ground without being able to be raised. Whereas it was certain to be left there more and that it was morfondait at 29 years of all the errors of its short life, the repurchase of credit not only gave it on the rails, that especially enabled him to repurchase a suitable and suitable existence.
| Repurchase of credit - Maurice and Claire at the edge of the gouffre
Roger, taste of the life found.
Suzanne and Gaetan, the price of their dream.
Rachat of credit 1
Repurchase of credit 10
Rachat of credit 12-2
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Rachat of credit 18
to him repurchase of credit 2
Repurchase of credit 2
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repurchase of Cr? ts
repurchase of crédit3
Repurchase of credit
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