Repurchase of credit - Maurice and Claire at the edge of the gouffre

a true fairy tale for these two tourtereaux to which it life seemed to smile to them on all the points. Young grooms filled with ambitions, the dreams and projections in their future were done without care so much they relied on their following day. Maurice has worked for three years in a factory of assembly of electronic parts and thanks to its strength of character and its serious, it was promoted among the managers of the company. Claire as for it has just finished her studies of architecture and continues a training course in an architectural research department. In short, the future seems radiant. Very quickly, the young couple decides to acquire something which really will upset their life: an apartment well with them. However, they are young and come both from rather modest horizons; of course, they have some economies which they put on side and which they could preserve of the related spending to their marriage but their joined together economies are still far from being enough for large a enough apartment for them and to raise a child, if the happy event would occur, although it is not yet in their short-term plan. The idea to take then a real estate credit trotte in their head and after dialog, the decision is taken. Once the studied offers, the procedures to take their real estate credit are connected quickly. The funds are finally resolved to enable them to acquire the apartment so much desired; The place is not very roomy but very vain and perfect for a young couple, and then the place belongs to them: two small rooms, a living room, a small kitchen and a completely suitable bathroom allowed Maurice and Claire to approach their new life with serenity. A few months pass without concern but soon, the life of the couple is transformed into a hell where the money became the main subject of conversation, where the arguments and the dissensions make tremble the panes of the apartment. “Home sweet home”! An expression become utopian for Maurice and Claire who do not manage any more to join the two ends. Now, the daily newspaper of Maurice is to remain in front of a paper pile to make various calculations to be able to finish the month and to pass in the next month. It should be said that it has time for some time, since the factory where he worked closed due to delocalization with to the key a compression of the personnel. Maurice did not have a chance and found himself with unemployment. Since, it foams the classifieds concerning the offers of employment on the Internet or in the newspapers. Claire is still trainee in the research department which it employment but does not gain much, at least not for two people and of the appropriations in overload. It should be said that the situation really changed since the beginning of their soft marriage. The dreams and the ambitions were darkened by refundings to finish moreover it and the invoices which accumulate. In addition to the real estate credit that they contracted, Maurice had taken another credit to buy a car because of the distance of the apartment compared to the work places of the couple. The blow dealt by fate made that the appropriations, which were accommodated with such an amount of passion, became truths burdens. At the edge of the rupture, Maurice and Claire discovered by chance by seeking a solution with their problem on Internet, the concept of the repurchase of credit. Maurice re-examined a light in the pit in which it was plunged but Claire was less strong and she was in a depressive state and of a surprising nervousness which changed it radically. Maurice set in motion the procedures to be made repurchase his appropriations and to be able to obtain a renegotiation of refundings. It was really the remedy for all their problems which turned around these appropriations and of these so difficult refundings become, especially when the invoices came narguer even more Maurice, become manager of the household. An banking institution agreed to repurchase their appropriations and their a new spreading out as well as a less heavy monthly refunding proposed. Finances of the household knew a large bowl of fresh air since this change. Today, they have nothing any more but one monthly payment to refund; who more is, the rising one is twice lower compared to the old one. Thus, their purchasing power took again a normal function and the things improved really much not only in their professional life but more especially their personal life. Claire could not obtain a TDCI in the research department where it made her training course, these problems it having tested but it much recovers gradually from her depression and starts again to be interested in her building plans while taking again her practices of griffonner her ideas of project in her notebook. Maurice could find a work of person in charge of the provisioning in a general distribution company thanks to his competences and with his rage to overcome. It manages to assume the needs for the household with its wages which are rather advantageous but that is especially due to the fact that refunding does not relate to any more almost totality of their monthly budget but just a completely acceptable percentage. The repurchase of their credit was the solution with the bad blow dealt by fate which fell to them above, and today, the couple out of tired spring but their relation is more solid than ever it was it. For worst and the best.